Direct Lender AI

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Klint McKinney

Klint McKinney

Senior Loan Officer and owner of Direct Lender AI

klint@directlenderai.com5124701807DirectLenderAI.com
Email KlintBook a Call with KlintJoin as a Referral Partner
https://loanmatchpro2.com/rp-signup/klintm
NMLS# 2059134
Matching across OUR approved investor network

Searching over 21 Investors in Our Network in real time!

We're showcasing the fix & flip investors currently being searched while your match is loading.

Fairway Independent MortgageSocotra CapitalLantzman LendingBrookside Capital PartnersStormfield CapitalDeephaven MortgageReady CapitalGelt FinancialVisio LendingFlipCo FinancialCoastal Equity GroupTriden CapitalPark Place FinanceLima One CapitalConventusAmerican Heritage Lending, LLCPaces FundingDirect Lender AIRealty Capital Resources

…And 141+ more Investors in Our Lender/Investor Network

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Our Loan Flagship Programs!

Real matrix terms from the programs we lend on every day — not ballpark estimates.

Fix & Flip

100% Financing Available

Purchase LeverageUp to 100% of purchase
Rehab Funding100% of rehab budget
Max ARVUp to 75%
Terms12–24 months, interest only
DrawsFast reimbursement draw schedule
Minimum FICOFrom 660

Niches we fund

Heavy rehabFirst-time investors (tiered)LLC or individualNationwide

New Construction

12-Month Ground-Up

Term12 months
Loan to CostUp to 95% LTC — 100% if land is owned
Max ARV / LTVUp to 70% of completed value
LandLand cost can be financed in
StructureInterest only on drawn balance
ExperienceBuilder & investor programs

Niches we fund

Single family & multi-unitSpec buildsInfill lotsBuilder lines

DSCR Rental

Up to 80% Cash Out

Cash-Out RefinanceUp to 80% LTV
PurchaseUp to 85% LTV
DSCR RatioFrom 1.00 or no-ratio options
Income DocsNone — property qualifies
Terms30-year fixed, ARM, and I/O
EntityLLC vesting welcome

Niches we fund

Short-term rentals1–8 unitsForeign nationalPortfolio blanket loans

Hard Money Bridge

Purchase & Refinance

PurchaseUp to 85% LTV
RefinanceRate/term and cash out
SpeedClose in as few as 7 days
Term6–24 months
CreditAsset-first underwriting
ExitSale, DSCR takeout, or payoff

Niches we fund

Auction & courthouse stepsCross-collateralPartner buyoutsTime-sensitive closings

Program terms shown are representative maximums and vary by borrower experience, credit profile, property type, and market. All loans are subject to underwriting approval. This is not a commitment to lend.